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Reports Suggest Saving for a House, and Property Investment Interest, Vary Widely by States
By Roy Urrico. A couple of reports that could help credit unions understand potential borrowers’ current state of mind, literally.

Roy Urrico
Nov 8, 20234 min read


Three 2023 Holiday Spending Predictions from Co-op Solutions Analysts
By Roy Urrico. Co-op analysts see an active holiday shopping season.

Roy Urrico
Nov 3, 20234 min read


Revealing the U.S.’s Social Engineering Scam Problem
By Roy Urrico. Spotlighting a new study, “Unmasking 2022's U.S. Social Engineering Scam Toll.”

Roy Urrico
Nov 1, 20233 min read


Deepfakes, Generative AI Add to FIs ID Theft Concerns
By Roy Urrico. OneSpan suggests credit unions and banks must adopt more robust identity verification methods.

Roy Urrico
Oct 27, 20235 min read


Co-op Solutions and PSCU Spending Reports Show Rise in Credit Usage
By Roy Urrico. Summarized are October 2023 payments reports from two organizations, Co-op Solutions and PSCU, that work closely with CUs.

Roy Urrico
Oct 25, 20235 min read


Fiserv Boosts Credit Union Core Functionality and Expanded Capabilities with Portico
By Roy Urrico. Fiserv announced enhancements to its Portico core banking platform including operating in the Microsoft Azure cloud .

Roy Urrico
Oct 20, 20234 min read


ITRC: Data Compromises Reach Yearly Record; Financial Services Becomes Most Attacked Industry
By Roy Urrico. According to the ITRC’s Q3 2023 Data Breach Report, the total data compromises for the year reached 2,116.

Roy Urrico
Oct 13, 20233 min read


IFT Supports Canada’s First West’s Transition to a Federally Regulated Credit Union
By Roy Urrico. In 2021, Canada's First West Credit Union began its transition to a federally-regulated credit union.

Roy Urrico
Oct 11, 20235 min read


ITRC Report Focuses on Identity Theft in Black Communities
By Roy Urrico. The ITRC, in partnership with the Chicago-based Black Researchers Collective (BRC), released its Identity in Practice Report.

Roy Urrico
Oct 6, 20234 min read


Economist Impact/Temenos Research Shows the Rise of Embedded Finance in Banking
By Roy Urrico. Temenos partnered with research and analysis organization Economist Impact for a study.

Roy Urrico
Sep 29, 20234 min read


A Third of Americans Less Confident They Can Afford a Home
By Roy Urrico. a nationwide mortgage lending survey by Costa Mesa, Calif.-based MeridianLink.

Roy Urrico
Sep 27, 20233 min read


ID Theft Taking its Toll on Personal Finances and Emotions
By Roy Urrico. Identity theft is taking its toll on individuals from a financial and personal standpoint, per two reports.

Roy Urrico
Sep 15, 20235 min read


Bankrate Study: ATM Fees Reach Record High
By Roy Urrico. Bankrate’s annual checking account and ATM fee study discloses that ATM fees have reached a record high.

Roy Urrico
Sep 13, 20235 min read


Summer Spending Survey Reveals Generational View on Credit Options
By Roy Urrico. There are generational differences in the way people viewed credit for summer spending, according to a survey.

Roy Urrico
Sep 7, 20234 min read


ATM-as-a-Service Model Among Emerging Trends in Self-Directed Banking
By Roy Urrico. ATM as a service (ATMaaS), among emerging trends.

Roy Urrico
Aug 31, 20236 min read


Amazon Days, ‘Barbenheimer’ Impact July Spending per Co-op Solutions, PSCU
By Roy Urrico. Summarized here are August 2023 payments reports from Co-op Solutions and PSCU.

Roy Urrico
Aug 29, 20234 min read


2023 Tekkie Award for Digital Transformation: Los Angeles Federal Credit Union
By Roy Urrico. LAFCU needed a way to provide an easier, more engaging digital experience for members.

Roy Urrico
Aug 24, 20234 min read


2023 Tekkie Award for AI/ML: Pinal County Federal Credit Union
By Roy Urrico. Pinal County Federal Credit Union (PCFCU) wins the 2023 Tekkie Award for Artificial Intelligence/Machine Learning.

Roy Urrico
Aug 21, 20234 min read


SRM Report: FIs Need a Fintech Blueprint
By Roy Urrico. SRM (Strategic Resource Management) released a report, ""Why Every Financial Institution Needs a Financial Blueprint."

Roy Urrico
Aug 11, 20234 min read


Q2 Issues Guidance on Thwarting Check Fraud Using Machine Learning, Artificial Intelligence
By Roiy Urrico. Q2's "Put a Hard Stop on mRDC Check Fraud" provides ideas on using AI/ML to stop check fraud.

Roy Urrico
Aug 9, 20233 min read
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